{"id":289,"date":"2023-08-07T15:53:14","date_gmt":"2023-08-07T15:53:14","guid":{"rendered":"https:\/\/pbspay.com\/news\/?p=289"},"modified":"2023-08-07T15:54:34","modified_gmt":"2023-08-07T15:54:34","slug":"what-is-cobra","status":"publish","type":"post","link":"https:\/\/pbspay.com\/news\/2023\/08\/07\/what-is-cobra\/","title":{"rendered":"What is COBRA?"},"content":{"rendered":"
\n
\"COBRA\"<\/figure>\n<\/div>\n\n\n

COBRA is short for the Consolidated Omnibus Budget Reconciliation Act of 1985.

It\u2019s a federal law that allows certain employees and covered dependents to elect to continue their same group health coverage, at their own cost, when it would otherwise be discontinued because of a qualifying event.

These qualifying events<\/em><\/strong> include termination or reduction in hours, death of a covered employee, divorce or legal separation, Medicare entitlement, and loss of dependent status. Generally, COBRA can be used for up to 18 months, and in some circumstances, up to 36 months.

COBRA applies to most group health plans that are sponsored by employers with 20 or more employees on more than 50% of their typical business days in the previous calendar year. COBRA doesn\u2019t apply to plans sponsored by the federal government, churches, or church-related organizations.\u200b\u200b\u200b<\/p>\n\n\n\n

This Q&A does not constitute legal advice and does not address state or local law.<\/em> Visit U.S. Department of labor<\/a> for more information.<\/p>\n\n\n\n

Do you have any more questions about COBRA? PBS can help you! Contact us here<\/mark><\/code><\/a>.<\/h3>\n","protected":false},"excerpt":{"rendered":"

COBRA is short for the Consolidated Omnibus Budget Reconciliation Act of 1985. It\u2019s a federal law that allows certain employees and covered dependents to elect to continue their same group health coverage, at their own cost, when it would otherwise be discontinued because of a qualifying event. These qualifying events include termination or reduction in hours, death […]<\/p>\n","protected":false},"author":3,"featured_media":291,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[33],"class_list":["post-289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-human-resources","tag-cobra"],"yoast_head":"\nWhat is COBRA? - Payroll & Benefits Solutions Blog<\/title>\n<meta name=\"description\" content=\"COBRA is short for the Consolidated Omnibus Budget Reconciliation Act of 1985. 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