{"id":895,"date":"2026-06-30T16:49:04","date_gmt":"2026-06-30T16:49:04","guid":{"rendered":"https:\/\/pbspay.com\/news\/?p=895"},"modified":"2026-06-30T16:50:11","modified_gmt":"2026-06-30T16:50:11","slug":"irs-publishes-2027-annual-amounts-for-hsas","status":"publish","type":"post","link":"https:\/\/pbspay.com\/news\/2026\/06\/30\/irs-publishes-2027-annual-amounts-for-hsas\/","title":{"rendered":"IRS Publishes 2027 Annual Amounts for HSAs"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">On May 29, 2026, the IRS released the 2027 plan year limits for several types of benefits that have maximums subject to annual change in&nbsp;<a href=\"https:\/\/www.irs.gov\/pub\/irs-drop\/rp-26-24.pdf\">IRS Revenue Procedure 2026-24<\/a>.<\/p>\n\n\n<div class=\"wp-block-image is-style-rounded\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/pbspay.com\/news\/wp-content\/uploads\/2026\/06\/HSA.png\" alt=\"\" class=\"wp-image-898\" style=\"width:302px;height:auto\"\/><\/figure>\n<\/div>\n\n\n<h3 id=\"h-health-savings-account-hsa-contribution-annual-maximums\" class=\"wp-block-heading\"><strong>Health savings account (HSA) contribution annual maximums:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Self-coverage only: $4,500 ($100 increase from 2026)<\/li>\n\n\n\n<li>Family coverage: $9,000 ($250 increase from 2026)<\/li>\n\n\n\n<li>Annual catch-up contribution maximum remains unchanged at $1,000 for HSA-eligible individuals age 55 or older.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-high-deductible-health-plan-hdhp-minimums-and-maximums\" class=\"wp-block-heading\"><strong>High deductible health plan (HDHP) minimums and maximums:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minimum annual HDHP deductible:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Self-coverage only: $1,750 ($50 increase from 2026)<\/li>\n\n\n\n<li>Family coverage: $3,500 ($100 increase from 2026)<\/li>\n\n\n\n<li>Maximum annual HDHP out-of-pocket expenses (deductibles, copayments, and other nonpremium amounts):<\/li>\n\n\n\n<li>Self-coverage only: $8,700 ($200 increase from 2026)<\/li>\n\n\n\n<li>Family coverage: $17,400 ($400 increase from 2026)<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-excepted-benefit-health-reimbursement-arrangements-ebhras\" class=\"wp-block-heading\"><strong>Excepted benefit health reimbursement arrangements (EBHRAs):<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual maximum of $2,250<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-affordable-care-act-aca-out-of-pocket-limits\" class=\"wp-block-heading\"><strong>Affordable Care Act (ACA) out-of-pocket limits:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The ACA\u2019s maximum <a href=\"https:\/\/www.cms.gov\/files\/document\/2027-papi-parameters-guidance-2026-01-29.pdf\">out-of-pocket limits<\/a>\u00a0for plan years beginning in 2027 (as updated in the final rule issued by the Department of Health and Human Services on January 29, 2026) for non-grandfathered health plans are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Self-coverage only: $12,000 ($1,400 increase from 2026)<\/li>\n\n\n\n<li>Family coverage: $24,000 ($2,800 increase from 2026)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike the HDHP out-of-pocket maximums, the ACA out-of-pocket maximums apply to in-network essential health benefits (EHBs).<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-pbs-can-help-you-navigate-changing-benefits-limits-payroll-requirements-and-hr-compliance-with-confidence-contact-us-today-to-learn-how-we-can-support-your-business\"><strong><a href=\"https:\/\/pbspay.com\/contact-us\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\">PBS<\/mark><\/a><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\"> <\/mark>can help you navigate changing benefits limits, payroll requirements, and HR compliance with confidence. Contact us today to learn how we can support your business.<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On May 29, 2026, the IRS released the 2027 plan year limits for several types of benefits that have maximums subject to annual change in&nbsp;IRS Revenue Procedure 2026-24. Health savings account (HSA) contribution annual maximums: High deductible health plan (HDHP) minimums and maximums: Minimum annual HDHP deductible: Excepted benefit health reimbursement arrangements (EBHRAs): Affordable Care [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":897,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,3],"tags":[84],"class_list":["post-895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-benefits","category-peo","tag-hsa-2026"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>IRS Publishes 2027 Annual Amounts for HSAs - Payroll &amp; Benefits Solutions Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pbspay.com\/news\/2026\/06\/30\/irs-publishes-2027-annual-amounts-for-hsas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IRS Publishes 2027 Annual Amounts for HSAs\" \/>\n<meta property=\"og:description\" content=\"On May 29, 2026, the IRS released the 2027 plan year limits for several types of benefits that have maximums subject to annual change in&nbsp;IRS Revenue Procedure 2026-24. 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